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22-Dec-2017 21:28

David Shull, Apex’s director of business development, said “this is not insurance” and the plans are designed to meet the “bulk of someone’s day-to-day needs.” Legal and policy experts have raised concerns that the new plans could leave buyers incorrectly thinking they are exempt from paying a penalty for not having coverage.Additionally, they say, plans sold to individuals must be state-licensed — and one regulator has already asked for an investigation.

Still, experts caution that hospital bills are generally much higher than those amounts.“We are test marketing our product in the individual environment, if at some point it doesn’t make sense to continue that investment we will not invest or focus in on that market.” The new plans promise to be a solution for individuals who say that conventional health insurance is too expensive.